Philip Ruggio
BUSINESS PHILOSOPHY
My professional goal is to provide families and business owners with assistance in building their financial freedom. I have the skills, knowledge and experience in the areas of creating, preserving and managing wealth required to help my clients meet their established objectives. My personal goal is to make a positive impact on each and every person I talk to.
PRODUCTS AND SERVICES
- Fixed Annuities
- Variable Annuities
- Charitable Giving Strategies
- Disability Income Insurance
- Estate Conservation Strategies
- Education Funding Strategies
- IRA Consolidation/Rollovers
- Long-Term Care Insurance
- Mortgage Protection (through life insurance and disability income insurance)
- Pension Payout Alternatives
- Pension Transfer/Rollovers
- Mutual Funds
- Tax Sheltered Annuities, 403(b) Plans
- Term Insurance
- Universal Life Insurance
- Variable Universal Life Insurance
- Whole Life Insurance
- Managed Accounts
- Wealth Management Services
QUALIFICATIONS
- CFP® – Certified Financial Planner Professional – since 2004
- Insurance/Producer Licenses – IL, AZ, FL, IN, ME, MI, NV, NJ, PA, WI
- Series 6 – since 1986
- Series 63 – since 1992
- Series 65 – since 1998
- Series 7 – since 2008
- State Securities Registration – IL, AZ, FL, IN, LA, ME, MI, MN, NJ, NV, PA, TX, WI
PERSONAL
- Married, 4 children
- Lifelong resident of IL
- Hobbies: golf, cooking, grilling
ORGANIZATIONS
- National Association of Insurance and Financial Advisors (NAIFA)
- CFP Board
- Homer Athletic Club – Coach
I work out of Homer Glen, IL office.